NSE: AAVAS | BSE: 541988

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1425.00 -22.00 (-1.52%)

New 52W Low in past week

653 NSE Volume

NSE 19 Jan, 2026 9:07 AM (IST)

11,283.1

Market Cap

Above industry Median

Beta 1Year

Low volatility

Aavas Financiers Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for AAVAS, BSE:541988 Aavas Financiers Ltd.

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Aavas Financiers Ltd.

11 Nov 2025

1425.00

-1.52%

AUM growth remains weak; no weakness in asset quality

Neutral: Aavas Financiers Ltd.

Target

Motilal Oswal

AAVAS Financiers (AAVAS)’s 2QFY26 PAT grew 11% YoY to ~INR1.6b (~8% beat). PAT in 1HFY26 grew ~11% YoY, and we expect PAT to grow ~19% YoY in 2H. NII in 2QFY26 grew 19% YoY to ~INR2.9b (in line).

Aavas Financiers Ltd. has an average target of 2018.75 from 4 brokers.

Aavas Financiers Ltd.

13 Aug 2025

1425.00

-1.52%

AAVAS Financiers: Q1FY26 Result Review

Buy: Aavas Financiers Ltd.

Recommendation Target

IDBI Capital

Aavas reported decline in disbursements post change in recognition process; disbursements de-grew by 5% YoY. Thus, AUM growth slowed down to 16% YoY vs 18% YoY (Q4FY25). Management revised guidance downwards to 18-20% vs 20-25% AUM growth for FY26. Asset quality deteriorated with GNPA at 1.22% vs 1.08% QoQ; further reported rise in 1+ dpd to 4.15% vs 3.39% led by seasonality. Spreads improved by 22bps QoQ to 5.11% due to decline in cost of funds. NII grew by 14% YoY led by improvement in NIMs; PPoP grew by 12% YoY led by higher operating expenses (up 21% YoY). PAT grew by 10% YoY led by higher...

Aavas Financiers Ltd. has an average target of 2018.75 from 4 brokers.

Aavas Financiers Ltd.

13 Aug 2025

1425.00

-1.52%

AAVAS Financiers (AAVAS IN) Q1FY26 Result Update Upgrade...

Accumulate: Aavas Financiers Ltd.

Target

Prabhudas Lilladhar

AAVAS saw a weak quarter as disbursal growth fell by 43% QoQ (usually Q1 sees a 25-30% QoQ dip) and overall stress increased. Disbursals were ~17% lower to PLe since the company transitioned to a realization-based model for disbursal recognition to adopt a more conservative approach, also aligning with regulatory expectations. Credit flow for Jul'25 has normalized to Rs5.56.0bn vs avg. Rs3.8bn in Q1'26. While AAVAS has guided for an AuM growth for FY26E of 18-20%, we have factored an AuM CAGR of 17% due to the Q1'26...

Aavas Financiers Ltd. has an average target of 2018.75 from 4 brokers.

Aavas Financiers Ltd.

25 Apr 2025

1425.00

-1.52%

Steady quarter; NIM pressure visible in H1FY26

Hold: Aavas Financiers Ltd.

Recommendation Target

ICICI Securities Limited

Aavas Financiers (Aavas) reported in-line Q4FY25 financial performance, evident in strong 6% QoQ AUM growth, steady 15bps credit cost, 46bps QoQ dip in 1+ DPD to 3.39% and RoA at 3.3%.

Aavas Financiers Ltd. has an average target of 2018.75 from 4 brokers.

Aavas Financiers Ltd.

25 Apr 2025

1425.00

-1.52%

AAVAS Financiers: Q4FY25 Result Review

Hold: Aavas Financiers Ltd.

Recommendation Target

IDBI Capital

Aavas Financiers Ltd. has an average target of 2018.75 from 4 brokers.

Aavas Financiers Ltd.

25 Apr 2025

1425.00

-1.52%

AAVAS Financiers (AAVAS IN) Q4FY25 Result Update Growth/margin...

Accumulate: Aavas Financiers Ltd.

Target

Prabhudas Lilladhar

to opex drag since 24 branches and 939 employees were added in Q4FY25. AuM is guided to grow by 20% in FY26 (vs +18% in FY25). We are factoring an 18% CAGR in AuM over FY25-27E owing to likely increase in competition due to falling interest rates and a higher base. Company expects NIM to improve in FY26 (FY25 5.94%) led by lower competition from banks/HFCs and (2) focus on...

Aavas Financiers Ltd. has an average target of 2018.75 from 4 brokers.

Aavas Financiers Ltd.

24 Apr 2025

1425.00

-1.52%

Tech transformation benefits likely to materialize from FY26

Neutral: Aavas Financiers Ltd.

Target

Motilal Oswal

AAVAS Financiers (AAVAS)’s 4QFY25 PAT grew ~8% YOY to ~INR1.54b (in line). FY25 PAT grew ~17% YoY to INR5.7b. NII in 4QFY25 grew 14% YoY to ~INR2.7b (in line).